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Take advantage of the equity in your home by using it as collateral for a home equity loan. *Issued up to 80% of the appraised value of your home (less mortgage and liens). * Limits from $5,000 up to $100,000 with a $100 minimum advance.   Michigan Columbus Financial Tools Loan Calculators Amortizing Loan Calculator - Enter your desired payment - and let us calculate your loan amount or enter in the loan amount and we will calculate your monthly payment! Loan Comparison Calculator - Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options. Credit Cards and Debt Management Credit Card Payoff - Use this calculator to see what it will take to payoff your credit card balance, and what you can change to meet your repayment goals. Personal Debt Consolidation - Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.